GE Capital Commercial Finance Limited respects the privacy of every individual who visits this site.  Our policy on the collection and use of personal information via this Site is set forth below.  If you do not agree with this policy, please do not submit your personal information through this Site.

a.  Collection of Personal Data

We will not collect any personally identifiable information about you as an individual (including but not limited to your name, address, position, telephone number, or email address) ('Personal Data´) unless you provide it to us through our 'Contact Us´ and 'Feedback´ forms or by signing up to our 'Newsletter´ on this Site.  

We may also collect information anonymously with the aid of a 'Pop Up Survey´.  Pop Up Surveys are windows that appear as you navigate our Site and that request you to submit information concerning your views on our Site or other information that helps us in determining how to improve it.  Information requested through Pop Up Surveys is not personally identifiable unless you volunteer Personal Data in your response. What we mean by 'anonymously´ in this Privacy Policy is that we will not use the IP address of your computer, which is sent to our systems when you connect to this Site or submit data, to personally identify you.

b.  Use of Personal Data

We will process the Personal Data that you submit to us now or in the future, for customer satisfaction analysis purposes, web design purposes, future online or offline marketing campaigns (including contacting you by e-mail with the contact data you provide us about our commercial finance services), traffic analysis, statistics and in order to respond to your enquiries with us.  As we provide only commercial finance services for businesses, we will not use the data in respect of any consumer products or services.

We may disclose your Personal Data (and any other data submitted to us via this Site) to our affiliate companies worldwide, including without limitation GE Capital Finance SpA (Italy) and GE Factofrance SNC (France) and potentially other companies in the GE Capital division of the General Electric Company group of companies, and to other unaffiliated third parties for the marketing and enquiry response purposes described above.  Some of these companies may be located in countries that do not afford the same protection for personal data as do EU or EEA countries, but our affiliated companies are generally required under GE policy to treat all Personal Data as confidential. 

We may also need to disclose your Personal Data to others upon request of law enforcement authorities or when required to do so by law or legal process.

c.  Information collected anonymously / Cookies

If you do not provide Personal Data by means of our 'Contact Us´ and 'Feedback´ forms, or through our 'Newsletter´ and Pop Up Surveys, then you are browsing this Site anonymously, and we collect only the address of the computer you used to access this Site (e.g. 'user21.aol.com', the amount of time you spend in this Site, the pages you view, the country from which you are accessing the Site, whether you have visited our Site before (based on the use of cookies, see below) and whether you were referred to our Site by one of our alliance partners.  None of these data enables us to directly identify you. We also collect data anonymously by way of 'cookies´, which help us measure the number of visits, average time spent, page views and other statistics relating to your access to this Site.  Cookies are small files which are sent to your browser from our Site and stored on your computer´s hard drive.  Each time you visit our Site from the same computer, the cookie previously sent from this Site will be retrieved from your computer in order to help us recognize your computer as a previous source of access to this Site and thereby increase the functionality of this Site on your computer.  Our cookies cannot be used to get data from your hard drive, to get your e-mail address or any other data that we can trace to you personally.  Most web browsers have features that can notify you when you receive a cookie or prevent a cookie from being sent or that allow you to delete cookies. If you do not want data to be transmitted to or from a cookie, you should consult your browser´s help file, or visit the manufacturer´s support web site.

d.  Data security

Please remember that Internet communications are not secure.  We do not use encryption tools in connection with this Site and cannot accept responsibility for the unauthorised access by a third party and/or the corruption of data sent by you to us during transmission.  If you are providing us with confidential data, you should consider sending such data by post.

However, we do employ adequate measures to ensure that your data is kept secure once it reaches us.

e.  Contacting us about your Personal Data

We will not use your Personal Data for direct marketing and we will not provide it to others for direct marketing unless you give us your prior consent. You have the right to request access to the Personal Data which we process about you and to ask us to delete them from our records or to correct them. If you wish to make such a request, or if you have any feedback for us concerning our privacy policy, please contact us at the following e-mail address:  geccf@gecapital.com.

f.  Contacting us about this Site

If you wish to contact us for non-marketing matters such as technical support or other issues concerning this Site, please send us an e-mail at cfe.webmaster@gecapital.com.

g.  Changes to this Privacy Policy

We reserve the right to change the terms of this Privacy Policy at any time without notice by updating the policy posted on this Site and your continued use of this Site will be considered evidence of your acceptance of any such changes.  We recommend that you review this Privacy Policy regularly for changes. The number and date on the Privacy Policy will indicate whether this is the most up to date version of our Privacy Policy.

Legal Notice

a.  About us and our web site

This web site, pertaining solely to the UK operations of the GE Capital Commercial Finance group (the 'Site´), is operated by GE Capital Commercial Finance Limited, a company registered in England and Wales (No. 01030032), with VAT number 545 7230 44 and having its registered office at Brockbourne House, 77 Mount Ephraim, Tunbridge Wells, Kent TN4 8AR, United Kingdom. References to 'we', 'our', 'ours' and 'us' in these terms and conditions should be interpreted accordingly.  

The Site governed by this Privacy Policy and Legal Notice should not be confused with web sites or web pages (whether accessible under the same web address gecapitalfinance.com or otherwise) pertaining to other operations of the GE Capital Commercial Finance group or the General Electric Company worldwide group of companies or with web sites of unrelated third parties to which we may provide links on this Site.  These privacy policies and legal notices of these other web sites may be different from our own, and you should refer to the policies and notices provided on those web sites.  We cannot be responsible for the content of those other privacy policies and legal notices or the privacy practices or other conduct of the parties operating those other web sites.

This Site is neither directed to or intended for individuals under 18 years of age.  If you are under 18 years of age, please do not use this Site.

The terms of this Legal Notice are intended to govern your use of this Site.  If you do not wish to accept these terms, please do not enter or use this Site.  

We reserve the right to change these terms and conditions at any time without notice by updating this posting and your continued use of this Site will be considered evidence of your acceptance of any such changes.  We recommend that you review this Legal Notice regularly for changes.  This Site and all use of it are governed by English law.

This Site is intended to provide introductory information regarding only GE Capital Commercial Finance Limited in the United Kingdom and products and services supplied by us.  

Although we have used reasonable endeavours to ensure that the information provided on this Site is accurate, we give no warranties of any kind, express or implied, with regard to the accuracy or completeness of any such information, and any such warranties are disclaimed to the fullest extent permitted by law.  You should not assume that any financial or other data appearing on this Site have been audited, whether by us or third parties.

We reserve the right to modify, suspend or discontinue, whether temporarily or permanently, the Site or any part of it without notice at any time.  

The information provided on this Site is inherently limited in scope and does not contain all of the applicable terms, conditions, limitation or exclusions of the products and services described and does not cover all of the issues, topics or facts that may be relevant to your goals.

Although this Site may provide information regarding tax, legal, accounting, investment or similar issues, neither GE Capital Commercial Finance Limited nor its agents or affiliates are in the business of offering such advice, nor should they be viewed as offering such advice on this Site.  Advice on such matters must fit your particular circumstances, and we strongly recommend that you consult with your own professional advisors.  This Site should not be used as a substitute for obtaining professional advice.

No reliance should be placed upon any of the statements made within the Site, and we exclude all liability resulting from any such reliance.   

d.  Disclaimer on functionality of this Site.

 We do not warrant that this Site and its functionality will be uninterrupted or error-free, that defects will be corrected or that this Site or the server that makes this Site available are free from viruses or other harmful components.  We give no warranties of any kind, express or implied, with regard to this Site or its functionality, and any such warranties are hereby disclaimed to the fullest extent permitted by law.

e.  Links

As a convenience to you, we may provide on this Site links to web sites operated by our affiliated companies in the General Electric Company worldwide group of companies or by unaffiliated third parties.  If you follow those links, you will leave this Site.  We take no responsibility and make no representation or warranty in respect of the contents or functionality of these linked sites.

Links do not imply that we or this Site sponsors, endorses, is affiliated or associated with, or is legally authorised to use any trademark, trade name, logo or copyrighted material displayed in or accessible through, the links or that any linked site is authorised to use any trademark, trade name, logo or copyrighted material of ours or our affiliated companies in the General Electric Company worldwide group of companies.

No link may be made to this Site without our prior written consent.

f.  Intellectual property

All content, design, documents, text, logos, names, materials, HTML code, software, technical drawings, images, configurations, graphics and files and their coordination, selection and arrangement within the Site are the intellectual property of GE Capital Commercial Finance Limited (or other members of the General Electric Company worldwide group of companies, or third parties who have licensed the same to us), whether by way of copyright, trademark, patent or otherwise, with all rights reserved.  You may not download (all or in part), copy, transmit or modify the Site in any way without our prior permission.  However, you may print out or download part or all of the Site for your limited, internal use in enquiring about the services we can provide to your business.

Copyright © General Electric Company and its affiliates 2002. All rights reserved.